The Best Historic Towns in Texas for a Laid-Back Retirement

PlazakMartin-Dies-Jr-State-ParkCC BY-SA 3.0

Retirement is the time to slow down, soak in a town’s character, and enjoy life at your own pace. Texas, with its warm weather, lower cost of living, and no state income tax, makes it an appealing place for retirees. But not all towns are created equal—some have deeper historical roots, an easygoing lifestyle, and just enough modern convenience to keep things interesting.

If you want a place with a story to tell, where the streets have been walked on for centuries, and the homes carry the charm of another era, then these historic Texas towns might just be the perfect retirement spots.

Cultural Heritage and History

Engage yourself in the rich cultural heritage and history of Texas’s historic towns, where each location tells a unique story. In Gruene, the charm of traditional festivals and historical reenactments brings the past alive around the storied Gruene Hall. As the oldest continually operating dance hall in Texas, it’s a lively center of music and memories. 

Nacogdoches, the oldest town in Texas, invites you to investigate its deep Native American and Spanish roots through landmarks like the Nacogdoches County Courthouse. Meanwhile, Comfort’s historic district, with over 100 19th-century buildings, echoes tales of Civil War resistance.

Jefferson’s historical reenactments and sites, including the Jefferson Historical Museum, offer glimpses into its significant riverport period, making each visit a step back in time. Consider exploring San Pedro Springs Park, which is the oldest public park in Texas, where history intermingles with nature and culture.

Sterne–Hoya House of Adolphus Sterne

Michael Barera, Nacogdoches August 2017 31 (Sterne-Hoya House Museum and Library)CC BY-SA 4.0

Lively Arts and Community

With regard to colorful arts and community, Texas’s historic towns offer an array of cultural experiences that are perfect for retirees seeking engagement and inspiration. Wimberley is a haven for art lovers, with its regular art festivals and community events that foster a creative atmosphere. 

In Fredericksburg, you’ll find art galleries and annual celebrations like Oktoberfest, which are great for community engagement and enjoying local culture. Marfa stands out with its minimalist art installations, such as those by the Chinati Foundation, drawing both artists and tourists.

Salado’s active arts community shines through its galleries and the annual Salado Art Fair, showcasing local talent. Meanwhile, Granbury’s cultural events, like the Granbury Wine Walk, highlight local businesses and artists, fostering community spirit. Additionally, the Texas State Fair in Dallas offers a glimpse into the state’s rich agricultural and cultural heritage, with its iconic Big Tex statue and unique fried food competitions.

Scenic Outdoor Activities

Texas’s historic towns offer a wealth of scenic outdoor activities perfect for retirees who crave adventure and tranquility. In Wimberley, engage yourself in nature exploration at Blue Hole Regional Park and the Blanco River, where swimming and picnicking await. Fredericksburg invites you to enjoy outdoor adventures on scenic trails and golf courses, or savor the surroundings at one of over 50 wineries in the Texas Hill Country. Bandera, the “Cowboy Capital of the World,” lets you unwind with fishing and tubing on the picturesque Bandera River. 

Comfort’s parks and trails offer a peaceful escape into nature’s beauty. In Granbury, Lake Granbury provides opportunities for boating, fishing, and picnicking, all complemented by a leisurely stroll through the historic square. Harlingen, located in the Rio Grande Valley, offers retirees the chance to experience its fertile agricultural land with a variety of outdoor activities, from bird watching to exploring nearby wildlife refuges.

Unique Architecture and Landmarks

While exploring Texas’s historic towns, you’ll find a wealth of unique architecture and landmarks that tell stories of the past. In Gruene, the famed Gruene Hall, established in 1878, stands as a symbol of historic preservation and the town’s musical legacy. 

Castroville captivates with its Alsatian fachwerk architectural styles, with the Landmark Inn, built in 1849, highlighting its European heritage. Jefferson’s 1907 Carnegie Library and the Excelsior House reflect its past as a vibrant riverport, showcasing impressive historical architecture. Fredericksburg charms visitors with its well-preserved 19th-century buildings lining Main Street, making it a must-visit for history enthusiasts. In Chappell Hill, historic homes and the Chappell Hill Historical Museum offer a glimpse into the area’s architectural past.

Gruene Hall in the Gruene district in New Braunfels

Michael Barera, Gruene July 2017 1 (Gruene Hall)CC BY-SA 4.0

Affordable Living Options

You’ll find a variety of affordable living options in historic Texas towns, making them ideal for retirees seeking charm and cost-effectiveness. In Fredericksburg, the median home price is around $416,700, while Granbury offers homes at about $300,000. Both towns reflect current housing trends, appealing to savvy retirement budgeting. Lockhart captivates with a median home price of $290,000, offering a budget-friendly small-town feel.

Likewise, Shiner’s low cost of living complements its cultural roots, ensuring affordability. Belton provides a family-friendly atmosphere with homes priced around $300,000, perfect for those prioritizing financial ease. Kerrville combines a mild climate with housing starting from the low $200s, aligning with budget-conscious retirement goals.

  • Fredericksburg: $416,700
  • Granbury: $300,000
  • Lockhart: $290,000
  • Shiner: Affordable living
  • Kerrville: Low $200s

Strong Community Spirit

Affordable living is just one side of what makes historic Texas towns appealing for retirees. Strong community spirit plays a significant role, as seen in places like Comfort, where the close-knit community and historic district create a genuine sense of belonging.

 In Fredericksburg, events like Oktoberfest and numerous festivals encourage community involvement and strengthen social ties. Granbury’s lively arts scene and events like the Granbury Wine Walk improve community spirit and promote social interactions. 

Salado’s low crime rate and friendly environment foster a supportive atmosphere for retirees seeking engagement. Meanwhile, Bandera, the “Cowboy Capital of the World,” celebrates local traditions through festivals and gatherings, building robust community connections. These towns offer a rich tapestry of involvement and traditions.

Anderson house 2008

Larry D. Moore, Anderson house 2008CC BY 4.0

Wrapping Up

Retirement is about finding the right balance—peaceful surroundings, affordability, access to healthcare, and activities to keep life interesting. These historic Texas towns offer just that, with a blend of history, culture, and modern comfort. These are just a few of the historic Texas towns that offer an ideal mix of character, affordability, and modern convenience. Retirement isn’t just about where you live—it’s about how you live.